International Payment Processor for Micro-SaaS

Micro-SaaS developers in unsupported countries struggle to process payments and receive funds. A simplified payment processor that accepts credit cards, supports subscriptions, and works without strict business documentation requirements would solve this gap. Target users are solo developers and small teams building SaaS products globally.

Stripe and Paddle have expanded their supported countries significantly over the past few years, which actually narrows the addressable gap — but meaningful exclusions remain, particularly across sub-Saharan Africa, parts of Southeast Asia, and Central Asia, where developer communities are growing faster than payment infrastructure. Lemon Squeezy and Paddle serve as the closest substitutes for the merchant-of-record angle, though both still require business registration that many solo developers in these regions can't easily provide. The unit economics are genuinely unclear here: if you're charging a percentage of GMV, you need substantial transaction volume from a demographic that skews toward low-revenue micro-products, which makes the math tight unless you layer in subscription fees. The biggest risk is regulatory — operating as a payment processor or money transmitter across multiple high-risk jurisdictions requires licenses, compliance infrastructure, and banking relationships that typically cost millions to establish, and that barrier is why this gap still exists rather than because no one has noticed it.