ReceiptMatrix – Local Receipt Organizer for Freelancers

A Mac-only receipt organizer that helps self-employed people categorize receipts, map them to tax forms (Schedule C), and export organized summaries for tax filing. Sits between DIY spreadsheets and expensive cloud solutions.

Freelancer tax prep anxiety peaks every Q4 and January, and the 2024 growth in solo contractors post-pandemic means the addressable base keeps expanding without proportional growth in lightweight tooling. Neat (formerly NeatReceipts) and Dext exist but are cloud-based and priced for small businesses, leaving a real gap for a one-time or low-subscription Mac-native app that stays local and maps directly to Schedule C line items. The $500–2k/mo revenue band is honest for a niche desktop utility — this is a side-income product, not a venture-scale one, and pricing it as a $29–49 one-time purchase or $7/mo subscription fits what freelancers will actually pay without procurement friction. The biggest risk is that Apple's own improvements to the Files app, combined with ChatGPT's ability to parse and categorize receipt photos on demand, erodes the perceived need for dedicated software before the product gains enough word-of-mouth to sustain itself.